Apply Online.Keep Moving.
Apply for commercial truck financing online in under 5 minutes — no paperwork, no dealer visit, no obligation.
Apply Online.Keep Moving.
Apply for commercial truck financing online in under 5 minutes — no paperwork, no dealer visit, no obligation.
Why finance with Velocity
Financing Built for Commercial Trucks
Access To Top Commercial Lenders
Our finance team uses expert knowledge to find the best lending partner to fit your business needs.
Flexible Terms
Repayment options structured around your business and a wide range of credit profiles.
17 Locations
Across Alberta and British Columbia — wherever your trucks go.
Decades Of Expertise
Transportation specialists who finance trucks, trailers and vocational units.

Shop with confidence
Line Up Financing Before You Shop
Apply online in under 5 minutes and shop our inventory with financing already in motion — no paperwork, no dealer visit, no obligation.
- See your financing options up front
- Buy new or used, local or out of province
- Financing handled by truck specialists
Apply Online in Three Quick Steps
Tell Us What You Need
Pick your unit type, condition and budget. It takes under 5 minutes.
Submit Your Application
Send your details securely to our financing team — no obligation.
A Specialist Calls You
A VTC financing expert reaches out to finalize terms and get you rolling.
Solutions for every operation
Financing for How You Run
However you run — solo, growing, or established — our finance team works across 30+ lenders to structure a fit for your business.
Owner-Operators
Buying your first truck or running solo? Straightforward financing built for owner-operators — new and used, dealer or private party.
Growing Fleets
Adding trucks? We structure terms and lines of credit to help you scale on your schedule — not a rigid formula.
Established Fleets
Running at volume? Access extensive options and higher lines of credit built for established operations.
Financing programs we offer
Commercial Truck & Trailer Financing Programs
Vocational Truck Financing
Financing for dump trucks, mixers, roll-offs, refuse, tow and other work-ready vocational units — structured around seasonal and job-based revenue.
Over-The-Road (OTR) Financing
Loans and leases for long-haul sleeper and day-cab tractors — Freightliner, Western Star and more — for drivers running regional and cross-country lanes.
Commercial Fleet Programs
Fleet lines of credit and multi-unit financing for growing and established operations, with terms and limits built to add trucks on your schedule.
Owner-Operator Solutions
First-truck and single-unit financing for owner-operators, with flexible down payments and options for a range of credit and time-in-business profiles.
Trailer Financing
Financing for dry vans, reefers, flatbeds and specialty trailers — purchased on their own or bundled with a tractor on a single application.
New & Used Truck Financing
Competitive financing on new and pre-owned commercial trucks — buy local or out of province, from a Velocity dealership, another dealer or a private party.
